[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.muronka.cz\/hypoteka-bez-prijmu-je-zarukou-ze-nezustanete-v-podnikani-bez-penez\/#Article","mainEntityOfPage":"https:\/\/www.muronka.cz\/hypoteka-bez-prijmu-je-zarukou-ze-nezustanete-v-podnikani-bez-penez\/","headline":"Hypot\u00e9ka bez p\u0159\u00edjmu je z\u00e1rukou, \u017ee nez\u016fstanete v podnik\u00e1n\u00ed bez pen\u011bz","name":"Hypot\u00e9ka bez p\u0159\u00edjmu je z\u00e1rukou, \u017ee nez\u016fstanete v podnik\u00e1n\u00ed bez pen\u011bz","description":"Mo\u017en\u00e1 podnik\u00e1te a m\u00e1te zrovna hluboko do kapsy. Inu, nebylo by to nic p\u0159ekvapiv\u00e9ho, podnik\u00e1n\u00ed je velice nejist\u00e9 a m\u016f\u017ee se p\u0159i n\u011bm st\u00e1t cokoli. Sta\u010d\u00ed, kdy\u017e se zpozd\u00ed o\u010dek\u00e1van\u00e9 platby a va\u0161e p\u0159\u00edjmy najednou nesta\u010d\u00ed kr\u00fdt v\u00fddaje. V takov\u00e9m p\u0159\u00edpad\u011b \u010dlov\u011bku pom\u016f\u017ee vydatn\u00e1 finan\u010dn\u00ed injekce, t\u0159eba v podob\u011b p\u016fj\u010dky. T\u00edm sp\u00ed\u0161e, pokud m\u00e1te n\u011bjak\u00e9 […]","datePublished":"2018-03-25","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.muronka.cz\/author\/#Person","name":"muronka.cz\n","url":"https:\/\/www.muronka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"muronka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.muronka.cz\/wp-content\/uploads\/img_a315300_w1781_t1526218534.jpg","url":"https:\/\/www.muronka.cz\/wp-content\/uploads\/img_a315300_w1781_t1526218534.jpg","height":0,"width":0},"url":"https:\/\/www.muronka.cz\/hypoteka-bez-prijmu-je-zarukou-ze-nezustanete-v-podnikani-bez-penez\/","about":["Pen\u00edze"],"wordCount":454,"articleBody":"      Mo\u017en\u00e1 podnik\u00e1te a m\u00e1te zrovna hluboko do kapsy. Inu, nebylo by to nic p\u0159ekvapiv\u00e9ho, podnik\u00e1n\u00ed je velice nejist\u00e9 a m\u016f\u017ee se p\u0159i n\u011bm st\u00e1t cokoli. Sta\u010d\u00ed, kdy\u017e se zpozd\u00ed o\u010dek\u00e1van\u00e9 platby a va\u0161e p\u0159\u00edjmy najednou nesta\u010d\u00ed kr\u00fdt v\u00fddaje. V takov\u00e9m p\u0159\u00edpad\u011b \u010dlov\u011bku pom\u016f\u017ee vydatn\u00e1 finan\u010dn\u00ed injekce, t\u0159eba v podob\u011b p\u016fj\u010dky. T\u00edm sp\u00ed\u0161e, pokud m\u00e1te n\u011bjak\u00e9 zam\u011bstnance, kter\u00fdm pot\u0159ebujete hradit mzdy. Anebo pokud pot\u0159ebujete investovat do nov\u00fdch postup\u016f a technologi\u00ed, bez kter\u00fdch se neobejdete. Zkr\u00e1tka, pen\u00edze by se m\u011bly st\u00e1le to\u010dit a nem\u011bly by zbyte\u010dn\u011b st\u00e1t na m\u00edst\u011b. Ot\u00e1zka zn\u00ed, kde si p\u016fj\u010dit. To prvn\u00ed, co \u010dlov\u011bka napadne, je zaj\u00edt do banky. Jen\u017ee ne ka\u017ed\u00e9mu \u017eadateli o p\u016fj\u010dku mus\u00ed banka vyj\u00edt vst\u0159\u00edc. Banka si velice dob\u0159e vyb\u00edr\u00e1, komu sv\u00e9 pen\u00edze sv\u011b\u0159\u00ed a komu nikoli. Ne ka\u017ed\u00fd \u017eadatel je pro ni ten prav\u00fd. A mnoho ze \u017eadatel\u016f je brzy ozna\u010deno za rizikov\u00e9, proto\u017ee nen\u00ed jist\u00e9, zda budou schopni sv\u00e9 z\u00e1vazky spl\u00e1cet. Do takov\u00e9 skupiny se m\u016f\u017eete dostat t\u0159eba v p\u0159\u00edpad\u011b, kdy m\u00e1te jako podnikatel\u00e9 n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. N\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed znamen\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy a to je pro banku riziko, \u017ee se j\u00ed do v\u00e1s vlo\u017een\u00e9 pen\u00edze nevr\u00e1t\u00ed. Tak\u017ee v\u00e1m rad\u011bji nic nep\u016fj\u010d\u00ed. Ov\u0161em pokud na m\u00edsto do banky vyraz\u00edte do nebankovn\u00ed spole\u010dnosti, m\u016f\u017eete si u\u0161et\u0159it cestu i zbyte\u010dn\u00e9 tr\u00e1pen\u00ed. Nebankovn\u00ed spole\u010dnost zm\u00edn\u011bn\u00e9 situace posuzuje \u00fapln\u011b jinak. Pracovn\u00edci v nebankovn\u00ed spole\u010dnosti toti\u017e moc dob\u0159e v\u011bd\u00ed, \u017ee n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed je\u0161t\u011b nemus\u00ed znamenat n\u00edzk\u00e9 p\u0159\u00edjmy. Tak\u017ee pokud je p\u0159esv\u011bd\u010d\u00edte, \u017ee tomu tak \u00fapln\u011b nen\u00ed, a \u017ee se m\u00e1te za svou p\u016fj\u010dku \u010d\u00edm zaru\u010dit, tak m\u00e1te po starostech.M\u016f\u017eete si zde sjednat v\u00fdhodnou hypot\u00e9ku bez p\u0159\u00edjmu. To je hypot\u00e9ka ur\u010dena v\u0161em t\u011bm, kdo maj\u00ed jako podnikatel\u00e9 ni\u017e\u0161\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, kter\u00e9 by t\u0159eba na p\u016fj\u010dku v bance nesta\u010dilo. V nebankovn\u00ed spole\u010dnosti si ji m\u016f\u017eete sjednat i p\u0159esto s pom\u011brn\u011b v\u00fdhodn\u00fdm \u00farokem a dlouhou dobou splatnosti, pokud m\u00e1te k dispozici nemovitost jako z\u00e1ruku za p\u016fj\u010den\u00e9 pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka bez p\u0159\u00edjmu je z\u00e1rukou, \u017ee nez\u016fstanete v podnik\u00e1n\u00ed bez pen\u011bz","item":"https:\/\/www.muronka.cz\/hypoteka-bez-prijmu-je-zarukou-ze-nezustanete-v-podnikani-bez-penez\/#breadcrumbitem"}]}]